Van Dyke Law, LLC’s Connecticut and Massachusetts uninsured or underinsured motorist coverage lawyer has handled numerous wrongful death matters and injury claims arising from motor vehicle accidents involving uninsured or underinsured vehicle operators.
Connecticut and Massachusetts requires all registered motor vehicles to have liability insurance. It is illegal to drive a motor vehicle without liability insurance. However, unfortunately many citizens continue to drive without adequate insurance and often cause accidents which are not covered by any insurance. If you have been injured in an accident and have not been able to receive any compensation from the responsible party’s insurance company, you may be entitled to compensation from the negligent driver themselves.
Uninsured Drivers in Connecticut
Uninsured and underinsured drivers in Connecticut are subject to administrative actions by the Department of Motor Vehicles, but this does not help you if you have been injured in a car accident caused by an uninsured driver. However, you can bring an additional action against the driver in civil court to receive compensation for any damages received in the action. Typically, an insurance company covers all car damages, but often tries to settle with you regarding any outside injuries. In this setting, you should not settle for a lump sum payment by the insurance company, but should instead wait until they offer to cover all current and future damages. However, when no insurance company is involved, you must look directly to the driver for any compensation for damages.
Severe car accidents can lead to a total vehicle loss which is made much more complicated without insurance claims. Your insurance company will have no other company to look to regarding the claim and may raise its rates. You are entitled to look to the other driver for compensation for your vehicle damage and any resulting injuries from the accident. Vehicle damage can be very costly when considering repairs or the near total destruction of a vehicle in an accident. You should not be forced to pay this amount yourself and suffer black marks on your insurance record.
Van Dyke Law, LLC’s Connecticut and Massachusetts Personal Injury Attorney
If you have been injured in a car accident by another driver who was not carrying any liability insurance, you are entitled to receive compensation for any damage to your vehicle as well as any injuries you sustained in the accident. Van Dyke Law, LLC’s Connecticut and Massachusetts uninsured or underinsured motorist coverage lawyer is well experienced in handling all types of accident cases and will work hard to ensure you receive the compensation you deserve for any injuries sustained in the accident. Contact our West Hartford, Glastonbury, or Enfield office today for your initial free consultation.